David Sterman has worked as an investment analyst for nearly two decades. He started his Wall Street career in equity research at Smith Barney, culminating in a position as Senior Analyst covering European banks. While at Smith Barney, he learned of all the tricks used by Wall Street to steer the best advice to their top clients and their own trading desk. David has also served as Managing Editor at TheStreet.com and Director of Research at Individual Investor. In addition, David worked as Director of Research for Jesup & Lamont Securities. David has made numerous media appearances over the years, primarily on CNBC and Bloomberg TV, and has a master's degree in management from Georgia Tech. David Stermanon

Analyst Articles

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition becomes less cutthroat, clients grow less sensitive to the cost of insurance, and insurers can finally push through long-delayed premium increases. With the U.S. economy on the mend — economists expect U.S. GDP to rise at nearly a 3% pace in the second half of this year — the stage is set for insurers to move back into the sweet spot of their pricing cycle. Right about now, you… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition becomes less cutthroat, clients grow less sensitive to the cost of insurance, and insurers can finally push through long-delayed premium increases. With the U.S. economy on the mend — economists expect U.S. GDP to rise at nearly a 3% pace in the second half of this year — the stage is set for insurers to move back into the sweet spot of their pricing cycle. Right about now, you… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition becomes less cutthroat, clients grow less sensitive to the cost of insurance, and insurers can finally push through long-delayed premium increases. With the U.S. economy on the mend — economists expect U.S. GDP to rise at nearly a 3% pace in the second half of this year — the stage is set for insurers to move back into the sweet spot of their pricing cycle. Right about now, you… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition becomes less cutthroat, clients grow less sensitive to the cost of insurance, and insurers can finally push through long-delayed premium increases. With the U.S. economy on the mend — economists expect U.S. GDP to rise at nearly a 3% pace in the second half of this year — the stage is set for insurers to move back into the sweet spot of their pricing cycle. Right about now, you… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition becomes less cutthroat, clients grow less sensitive to the cost of insurance, and insurers can finally push through long-delayed premium increases. With the U.S. economy on the mend — economists expect U.S. GDP to rise at nearly a 3% pace in the second half of this year — the stage is set for insurers to move back into the sweet spot of their pricing cycle. Right about now, you… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition… Read More

Insurance agents reach for the antacids whenever the economy slows down. Their clients start to look for ways to trim costs, and reduced insurance coverage (and the smaller premiums they are charged) eats into the insurers’ bottom lines. Any hopes of actually raising insurance premiums go out the window, as a client will quickly jump ship to a rival in search of a better deal.#-ad_banner-# Yet as the economy strengthens, the whole dynamic changes. Once a clear economic upturn is underway, competition becomes less cutthroat, clients grow less sensitive to the cost of insurance, and insurers can finally push through long-delayed premium increases. With the U.S. economy on the mend — economists expect U.S. GDP to rise at nearly a 3% pace in the second half of this year — the stage is set for insurers to move back into the sweet spot of their pricing cycle. Right about now, you… Read More