Richard Robinson, Ph.D., is a former college professor who spent more than a quarter century teaching students at several prestigious universities the finer points of finance, economics, and risk management. He helped develop CFA and CFP curricula still employed by several university programs. Richard holds a doctorate in the field of economics and is an expert in the area of free markets and the Austrian view of economics. In addition to his vast experience in the halls of academia, Dr. Robinson possesses a comprehensive background in the art of technical and fundamental investing. His vast expertise of investing techniques has helped guide investors through the maze of investment products from annuities to credit default swaps. He guides readers through the intricacies of value investing, dividend investing, options trading, and first stage investing.  The freedom derived from his previous endeavors has fostered a strong desire to build a legacy in helping others reach their financial goals through careful application of proven wealth building principles.

Analyst Articles

President Trump is touting his new tax reform plan. While the details are not yet finalized, one thing is for certain: American taxpayers will get to keep more of their hard-earned money. And that’s a good thing. But the real beneficiary of tax reform will be American corporations. You see, one of Donald Trump’s promises is to provide relief for corporations by way of a one-time low-rate tax on trillions of dollars held overseas. It’s estimated that U.S. corporations hold approximately $2.7 trillion in foreign banks. Currently, they are unwilling to “repatriate” this money because of the U.S. government’s confiscatory… Read More

President Trump is touting his new tax reform plan. While the details are not yet finalized, one thing is for certain: American taxpayers will get to keep more of their hard-earned money. And that’s a good thing. But the real beneficiary of tax reform will be American corporations. You see, one of Donald Trump’s promises is to provide relief for corporations by way of a one-time low-rate tax on trillions of dollars held overseas. It’s estimated that U.S. corporations hold approximately $2.7 trillion in foreign banks. Currently, they are unwilling to “repatriate” this money because of the U.S. government’s confiscatory tax rate of 35% — the highest in the developed world. Thus, if Trump is successful, American businesses will repatriate its cash back to America at a significant savings to today’s business-killing tax-rate. What isn’t clear, however, is what the tax rate will be on repatriation. #-ad_banner-#So we look to history for precedents. This isn’t the first time the government has come to its collective senses and reduced individual and corporate tax rates. Back in 2004, George W. Bush signed the Homeland Investment Act, part of the American Jobs Creation Act.  The act gave a one-time deduction of 85% on… Read More

Over the past two weeks, I’ve shared with readers two crucial types of dividend stocks that make up my three-part Daily Paycheck Retirement Strategy. By using the right combination of monthly dividend payers, we’ve been able to collect nearly $122,000 in dividends since 2009, and have seen our original $200,000 real-money portfolio grow to over $355,000 today. —Sponsored Link— 7 Rising Dividends With 100 Percent Price Gains Ahead! In this just-updated special report, you’ll discover a proven strategy for securing safe, rising dividends and huge profits in the months and years ahead — no matter what… Read More

Over the past two weeks, I’ve shared with readers two crucial types of dividend stocks that make up my three-part Daily Paycheck Retirement Strategy. By using the right combination of monthly dividend payers, we’ve been able to collect nearly $122,000 in dividends since 2009, and have seen our original $200,000 real-money portfolio grow to over $355,000 today. —Sponsored Link— 7 Rising Dividends With 100 Percent Price Gains Ahead! In this just-updated special report, you’ll discover a proven strategy for securing safe, rising dividends and huge profits in the months and years ahead — no matter what happens next in in China, Europe, or even the broader market. All the details are waiting for you here, along with the names of seven great buys for 100% gains and double-digit dividends — absolutely FREE! In previous issues of StreetAuthority Daily, I talked about my “sweet spot” high yielders — which maximize income — here, and my “Lifetime Income Growers” — which maximize growth — here. But what about minimizing risk? Especially in today’s volatile market? #-ad_banner-#Well, that’s where my last group of securities comes into play. I’ve used them to make my portfolio 31% less… Read More

The stated aim of The Daily Paycheck has always been “to help you reach the goal of receiving a dividend check for every day of the year.” Dividend payments tend to be concentrated, of course, but I’m happy to report that the number of paychecks reinvested in The… Read More

I drove past my neighborhood Blockbuster store a few days ago. At least, that’s what it used to be back when people still rented movies from brick-and-mortar retailers rather than stream them digitally. Now, the building is home to a fitness gym.  It’s hard to believe that in 2004 the company had a worldwide chain of 9,000 retail outlets that generated $5 billion in revenue. Just six years later, it was in bankruptcy court. —Sponsored Link— IRA/401(k) ALERT: Secret IRS Loophole Will Save Your Life Every day the US creeps further into debt, and it’s… Read More

I drove past my neighborhood Blockbuster store a few days ago. At least, that’s what it used to be back when people still rented movies from brick-and-mortar retailers rather than stream them digitally. Now, the building is home to a fitness gym.  It’s hard to believe that in 2004 the company had a worldwide chain of 9,000 retail outlets that generated $5 billion in revenue. Just six years later, it was in bankruptcy court. —Sponsored Link— IRA/401(k) ALERT: Secret IRS Loophole Will Save Your Life Every day the US creeps further into debt, and it’s taking your IRA/401(k) along with it. At the time of this writing the national debt was $20,202,583,433,912. Yes, you read that right.$20 trillion. There is a simple and legal IRS loophole that can protect your IRA/401(k) without spending a penny. All you have to do is request this FREE GUIDE that explains how this IRS Loophole works. Of course, Blockbuster is by no means the only businesses that has fallen victim to disruptive new technologies and changing consumer behaviors. It’s happening around us all the time.  I could spend days citing examples of products and… Read More

Rates on the 10-year Treasury have plunged 4.5% since late October, while interest rates on shorter-dated bonds have held steady or increased. This has caused the yield curve to flatten like a pancake, typically a precursor to a recession.  Economic growth in the United States reached 3% last quarter and strong global growth doesn’t seem to point to an end of the eight-year recovery, but there is one sector that has been punished on the drop in rates. Yields on the 10-year have fallen to within 0.69% of the yield on the two-year note, the narrowest since 2007. That narrowing… Read More

Rates on the 10-year Treasury have plunged 4.5% since late October, while interest rates on shorter-dated bonds have held steady or increased. This has caused the yield curve to flatten like a pancake, typically a precursor to a recession.  Economic growth in the United States reached 3% last quarter and strong global growth doesn’t seem to point to an end of the eight-year recovery, but there is one sector that has been punished on the drop in rates. Yields on the 10-year have fallen to within 0.69% of the yield on the two-year note, the narrowest since 2007. That narrowing of rates between short- and long-term bonds is wreaking havoc on a sector that was supposed to be one of the biggest beneficiaries to economic growth and the trend to deregulation this year. There are several catalysts pointing to a potential reversal in the trend to lower long-term rates, meaning that this sector could bounce coming into the new year. #-ad_banner-#​The Trend In Long-Term Rates Could Reverse Quickly Shares of banks and other financials have been hammered on the drop in long-term rates, with the Financial Select Sector SPDR (NYSE: XLF) tumbling 2.7% over the last three weeks against… Read More

The S&P 500 is up 2.7% in the month since the close of the third quarter, and has boomed 15% so far this year. That upside strength, especially as companies report their third-quarter results, is hiding a growing deviation in the market.  Behind the optimism for tax cuts and economic growth, this trend has grown from investor fears of stock valuations. And while the overall market trend to higher prices makes for shaky investments in what could ultimately end badly, this new trend is actually creating an opportunity to invest in solid companies with catalysts for upside growth. I’ve been… Read More

The S&P 500 is up 2.7% in the month since the close of the third quarter, and has boomed 15% so far this year. That upside strength, especially as companies report their third-quarter results, is hiding a growing deviation in the market.  Behind the optimism for tax cuts and economic growth, this trend has grown from investor fears of stock valuations. And while the overall market trend to higher prices makes for shaky investments in what could ultimately end badly, this new trend is actually creating an opportunity to invest in solid companies with catalysts for upside growth. I’ve been mining the market to pick winners out of the third quarter’s losers — and they could be some of the best investments I make all year. #-ad_banner-#​Complacent Investors Are Too Quick To Punish As of November 3, 81% of companies in the S&P 500 have reported third quarter earnings. Two-thirds (66%) have reported positive sales surprises and three-quarters (74%) have reported positive earnings surprises on a blended growth rate of 5.9% over the same quarter last year. That market strength fades quickly if you strip away some of the best-performing sectors. Exclude the energy sector and year-over-year earnings growth… Read More

In 2013, a speaker at an economic summit made a rather remarkable statement. The speaker, a high-ranking government economist, said that if the United States didn’t get its spending under control, the government risked a debt-to-gross domestic product (GDP) ratio in excess of 100% by 2024. The statement immediately drew chuckles from the attendees, most of whom were non-government economists. Of course, most economists knew the government would bypass the 100% level years sooner than predicted. In fact, at $20.4 trillion, the national debt is now 105% of GDP — just four years after the infamous statement. Worse, the ratio… Read More

In 2013, a speaker at an economic summit made a rather remarkable statement. The speaker, a high-ranking government economist, said that if the United States didn’t get its spending under control, the government risked a debt-to-gross domestic product (GDP) ratio in excess of 100% by 2024. The statement immediately drew chuckles from the attendees, most of whom were non-government economists. Of course, most economists knew the government would bypass the 100% level years sooner than predicted. In fact, at $20.4 trillion, the national debt is now 105% of GDP — just four years after the infamous statement. Worse, the ratio will accelerate from here. You see, much of the budget sequestration caps enacted in 2011 have been abandoned. As such, the only true limit to the national debt is now a fiscally conservative Congress, which is an oxymoron if ever there was one.  The Republican-controlled Congress is no more likely to limit spending than Democrats. In fact, the only difference between the parties is the names of the beneficiaries of taxpayer dollars. Democrats like to reward the poverty industry while the Republicans reward the military-industrial complex. But make no mistake: Neither party seems to acknowledge the cliff to which we… Read More

The exchanging of real dollars is becoming less and less common, as are the merits of doing so. Our digital, credit-fueled society has little room for the slow, paper currency of old.  Even the tried and true transactions of the cash economy (i.e. small businesses and person-to-person exchanges for goods) are becoming better served by digital transactions, which are quicker and safer (both in personal safety and fraud). —Sponsored Link— Terrified CEOs Set To Spend $1 Trillion Imagine, an industry more profitable than the entire global illegal drug trade. An industry so disruptive it is… Read More

The exchanging of real dollars is becoming less and less common, as are the merits of doing so. Our digital, credit-fueled society has little room for the slow, paper currency of old.  Even the tried and true transactions of the cash economy (i.e. small businesses and person-to-person exchanges for goods) are becoming better served by digital transactions, which are quicker and safer (both in personal safety and fraud). —Sponsored Link— Terrified CEOs Set To Spend $1 Trillion Imagine, an industry more profitable than the entire global illegal drug trade. An industry so disruptive it is projected to wipe out $6 trillion worth of value per year. One IBM calls “the greatest threat” to every company in the world today. It’s real. It’s here. It’s a war the biggest companies in the world are LOSING. Until now, because one tiny company has stepped out of the U.S. Intelligence & Defense world with a unique solution. Read the full report here. What was a “niche” industry not too long ago has already become a $600 billion global powerhouse. Experts predict that number to balloon to $3 trillion by 2023 — and many estimates… Read More