David Sterman has worked as an investment analyst for nearly two decades. He started his Wall Street career in equity research at Smith Barney, culminating in a position as Senior Analyst covering European banks. While at Smith Barney, he learned of all the tricks used by Wall Street to steer the best advice to their top clients and their own trading desk. David has also served as Managing Editor at TheStreet.com and Director of Research at Individual Investor. In addition, David worked as Director of Research for Jesup & Lamont Securities. David has made numerous media appearances over the years, primarily on CNBC and Bloomberg TV, and has a master's degree in management from Georgia Tech. David Stermanon

Analyst Articles

Aging baby boomers have been a topic among investors for quite some time. After all, with a demographic of more than 76 million in the United States, they’re the biggest — and richest — generation in history. With a baby boomer turning 60 every eight seconds, this segment is expected to comprise 20-25% of the U.S. population in about 20 years. As a group, baby boomers have accumulated a lot of wealth. With the average baby boomer predicted to retire with $500,000… Read More

Aging baby boomers have been a topic among investors for quite some time. After all, with a demographic of more than 76 million in the United States, they’re the biggest — and richest — generation in history. With a baby boomer turning 60 every eight seconds, this segment is expected to comprise 20-25% of the U.S. population in about 20 years. As a group, baby boomers have accumulated a lot of wealth. With the average baby boomer predicted to retire with $500,000 and $1 million in assets, this group is estimated to have $7 trillion in wealth, which accounts for nearly 70% of the total wealth in the United States.#-ad_banner-# Most of the individual clients I counsel fall into this demographic. My typical new client is a male baby boomer with most of his accumulated assets invested into a former employer’s 401k, IRAs and his home equity. He’s invested in stocks to save for retirement, but now he is concerned with making these… Read More

Mexico and Brazil had a big problem several decades ago. They had a small but very wealthy elite class and a massive underclass. The middle class in these countries was relatively small, leading to low levels of domestic consumption. Since then, a set of far-sighted government policies has helped… Read More

It looks like the summer of 2013 could be a repeat of last summer with extreme volatility in crop prices thanks to more potential drought concerns. Little, if any snow cover or moisture to replenish the soil across much of the Midwest leaves the season ahead vulnerable to another price… Read More

Most people are going to miss the biggest opportunity to money in the next decade. I recently told you about the upcoming “dividend decade.” I predict there will be no gain in the broader market during the next 10 years (adjusted for inflation). Instead, I believe dividends will account for all of… Read More

Most people are going to miss the biggest opportunity to money in the next decade. I recently told you about the upcoming “dividend decade.” I predict there will be no gain in the broader market during the next 10 years (adjusted for inflation). Instead, I believe dividends will account for all of the market’s total return. The reason is simple… During the past 30 years, the United States has grown faster than any time in history. But that growth was fueled by debt. Household debt has soared from 60% of income to 120%. Now we’ve reached a point where the average American can’t easily take on any more debt. In fact, since the recession, the trend among U.S. households has been toward reducing debt. The bill is coming due on the largest segment of the American… Read More